Arkansas Capital Relending Corporation (ACRC), established in 1998, is a privately owned, non-profit business entity, established to provide financing under the United States Department of Agriculture's Intermediary Relending Program. The company provides funds to applicants who have trouble obtaining credit elsewhere at reasonable rates and terms. The loan must be made in an area with a population of 25,000 or less as determined by the latest decennial census. The borrower must agree to hire 30% of all new employees from families below the state poverty level. ACRC borrowers should exhibit a reasonable ability to repay existing and proposed debt.